Reinsurance

Acting through the resources of Cook & Company Insurance Agency, Cook & Company makes available appropriate reinsurance coverage for employers who are self-insuring their health benefits programs. The purchase of reinsurance (stop-loss coverage) is an important tool used by self-insurers to define and limit the maximum annual claim liability.

At Cook & Company we:

Assess policy language to assure compliance with Massachusetts laws and municipal practices.

Negotiate with carriers to obtain the most advantageous rates.

Design innovative programs to provide maximum risk protection at affordable costs.

Cook & Company Insurance Agency actively canvasses the reinsurance market to obtain the most advantageous combination of costs, coverage, and contract provisions for each client.